Mashreq Bank

1- Product Manager Assets

Job : Full Time

Location : Dubai, UAE

Description :

• Assist Central Product Owner & Product Owner Assets & trade to drive P&L (revenue, risk charge, net profit) and Footings of Business Banking Asset Products
• Responsible to grow market share for Asset products by deepening relationship of the existing customers and developing new products to create enhanced customer value from Mashreq(business loan, self-employed personal loan, overdraft, TWC, business credit cards, secured products both conventional & Islamic)

Job Responsibilities :

• Manage the P&L for SE Segment (products include business loans, self- employed personal loan, merchant overdraft, trade & working capital, business cards, term loan (conventional & Islamic)
• Identify opportunities in the Business Banking space and develop new asset products (secured & unsecured) to maximize market share and diversify portfolio for sustained profitability of the business
• Ensure profitable growth for Asset portfolio through sound credit policy, portfolio management and pricing control
• Thought leadership towards innovation through launch of new features, variants, fiscal models & strengthening existing features & driving overall product development

Job Requirements :

• Graduate with minimum 10+ years of related banking and finance experience
• Sound knowledge of credit underwriting techniques and risk analysis (qualitative, analytical, and scoring based)
• Strong understanding of P&L and marketing development across the various product life cycle stages
• Familiarity with bank’s operations, sales and support environments and a strong customer focus