iSHR

We are hiring people with proven experience as mortgage advisor for our real estate client. If this sounds like you, hit the apply button. Job Description Extensive knowledge in the below fields is: Central Bank regulations on Mortgage Provision in UAE – Residents/Non-Residents Off Plan/Completed properties Banks documentation to assess customer profile Various Banks in UAE – Conventional/Islamic and their policies and procedures with detailed Documentation requirement to Apply for a mortgage Calculation of DBR – Debt Burden Ratio that determines how much a customer can get a mortgage Understanding of customers Credit Report – scoring and how to improve if there are any issues like overexposed credit cards /personal loan etc. Credit norms of banks – Property Details/status of completion Understanding of Projects – Location Status of completion Handover status Current banks valuation for such properties CRM Documentation to waive penalties/restructure payments Training on Sales force – To Register and raise a R for a customer Follow up and track banks requirements Upload and close file to other departments upon approval Track status of DSR – Developer Self Registration – to close bank approval and collect our payment Competencies, Education & Experience: Audit, Financial Skills Financial Software, Customer Service Confidentiality Analyzing Information Precision and reliability; ability to work autonomously Good communication skill. Any Graduation degree Experience in Banks mortgage department / Real Estate. 3–5 years of progressively responsible professional experience Salary: Highly competitive salary open to discussion Job Types: Full-time, Permanent Salary: AED17,000.00 - AED20,000.00 per month Ability to commute/relocate: Dubai: Reliably commute or planning to relocate before starting work (Preferred)